Find a mentor. Someone that you look-up to for their financial deftness. The man/woman/couple who has it together financially. But don't choose by appearances. Just cause they have fancy clothes, a large house and 2 BMW's in the driveway DOES NOT mean they are with it financially, It could actually mean the opposite. They probably make a great income but spend a greater amount. Avoid these types, they are financial poison. The people that I'm talking about are the people that have no debt, well funded retirement accounts, and wear regular guy clothes.
A person who makes $50,000 per year and spends $40,000 a year is going to make a better mentor than the person who makes $200,000 a year and spends $220,000 a year.
Find someone that you can meet with and bounce ideas off of. This could happen on a regular basis, monthly get-togethers. Or just when questions arise and you need to run an idea by someone who doesn't have a personal interest in the issue/problem.
It would also be a bonus if this person has already successfully raised a family. Raising financially responsible kids is a great responsibility we have been given. We need to get this right. So look for people that have adult children that are doing well also.
Don't know about y'all, but I can use all the help I can get.
***all posts apply to my family only - your results will be different***