From Money Talk News
Why You Shouldn’t Bother Earning That Bachelor’s Degree
"We all know the routine: You graduate from high school, head off to
the college or university of your choice, and graduate four years later
with a boatload of student loan debt.
it all pays off in the end, right? That bachelor’s degree is the only
way to land a prime job, and employers won’t give you a second glance
without one. It’s the line we’ve been feeding ourselves and our kids for
at least as long as since I was in high school.
What if it’s not true?"
From the Simple Dollar
The Fear of a 401(k)
"When I was in high school, my father’s employer launched a 401(k)
program. He’d been there for twenty five years (off and on) at that
time and was getting fairly close to his retirement, so it wasn’t a huge
deal for him.
Still, my father has always been pretty careful with his money.
Aside from their mortgage, my parents have never been in significant
debt, even during periods of unemployment. They put money directly
from their pay into a credit union every pay period and treated it as an
emergency fund, saved up for major expenses like Christmas, and
completely avoided the desire to spend to “keep up with the Joneses.”"
From Christian Personal Finance
5 Financial Arguments and How to Avoid Them
"Let’s face it . . . financial arguments can put a strain on our
relationships. It’s not that money itself causes financial fights – it’s
the way both parties handle the situation.
Since you don’t always have a say in the way someone else responds,
the best way to control a financial argument is to reshape your approach
and to avoid getting defensive right out of the gate."
From Money Talk News
10 Tips to Make the Most of Your High-Deductible Health Plan
"As employers cut their costs for providing health insurance to their
workers, they’re offering more high-deductible health plans.
The premiums are lower, but you’ll pay $1,000 or more out-of-pocket
before the insurance coverage kicks in — sometimes a lot more.
only are these plans gaining ground in the workplace, high-deductible
health plans will be one of the options available to those who buy
insurance on their own when the state online marketplaces open for business on Oct. 1 under the Affordable Care Act.