Saturday, September 28, 2013

Weekly Web Roundup

From Money Talk News

Why You Shouldn’t Bother Earning That Bachelor’s Degree

"We all know the routine: You graduate from high school, head off to the college or university of your choice, and graduate four years later with a boatload of student loan debt.
But it all pays off in the end, right? That bachelor’s degree is the only way to land a prime job, and employers won’t give you a second glance without one. It’s the line we’ve been feeding ourselves and our kids for at least as long as since I was in high school.
What if it’s not true?"

From the Simple Dollar

The Fear of a 401(k) 

"When I was in high school, my father’s employer launched a 401(k) program. He’d been there for twenty five years (off and on) at that time and was getting fairly close to his retirement, so it wasn’t a huge deal for him.
Still, my father has always been pretty careful with his money. Aside from their mortgage, my parents have never been in significant debt, even during periods of unemployment. They put money directly from their pay into a credit union every pay period and treated it as an emergency fund, saved up for major expenses like Christmas, and completely avoided the desire to spend to “keep up with the Joneses.”"

From Christian Personal Finance

5 Financial Arguments and How to Avoid Them 

"Let’s face it . . . financial arguments can put a strain on our relationships. It’s not that money itself causes financial fights – it’s the way both parties handle the situation.
Since you don’t always have a say in the way someone else responds, the best way to control a financial argument is to reshape your approach and to avoid getting defensive right out of the gate."

From Money Talk News

10 Tips to Make the Most of Your High-Deductible Health Plan 

"As employers cut their costs for providing health insurance to their workers, they’re offering more high-deductible health plans. The premiums are lower, but you’ll pay $1,000 or more out-of-pocket before the insurance coverage kicks in — sometimes a lot more.
Not only are these plans gaining ground in the workplace, high-deductible health plans will be one of the options available to those who buy insurance on their own when the state online marketplaces open for business on Oct. 1 under the Affordable Care Act.

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