Struggling financially? The stress might hurt your decision-making
"One of the tenets of the “American Way” is that anyone can “make it,” no
matter how dire their circumstances. While this is a comforting
thought, the reality might not play out quite so nicely. According to
research from the University of Massachusetts, Amherst, there are
indications that financial stress can reduce the ability to make good
From Daily Finance:
5 Counterintuitive Financial Tips That Work
"Russell Holcombe, a certified financial planner based in Atlanta, says
he's tired of constantly warning clients against making bad money
choices. Part of the problem, he says, is that popular financial advice
is often wrong. That's why he finds himself urging people to rethink
purchasing houses that would max out their budgets, or putting so much money into retirement accounts that they're unprepared for emergencies."
From Wise Bread:
40 Ways to Use Spray Paint for Cheap and Easy Decorating
"What's super cheap, highly versatile, available in every color, and
something that anyone can use to make beautiful decor? The answer is
spray paint, of course.
Whether you are looking to restore a great flea market find, simply
touch up an existing item, or go for a dramatic change of color, spray
paint gets the job done. While you can spray-paint just about anything,
here's a host of suggestions, sorted by color, to help you start putting
this awesome and affordable DIY tool to work for you."
From Wise Bread:
Boost Your Retirement Savings Fast With This 6-Step Plan
"What do you do when you're in your last decade of your working life, but you don't have enough money saved for retirement? Sausalito, CA financial planner Bob Goldman shared his top tips for maximizing savings during the home stretch. (See also: Essential Truths for a Successful Retirement)
Goldman created this step-by-step list for Carol Dorsett, who
relocated to the San Francisco Bay Area after being laid off as photo
editor at a Midwestern newspaper. Carol moved in with her sister and
began training in computer skills and started job hunting."
From Money Talk News:
You’re Probably Trusting Your Teen Driver Too Much
"No friends in the car? Home by 9? No texting? Really?" A
recent survey conducted by State Farm finds a huge disconnect between
what parents think their teen is doing on the road and the behaviors
that the teens themselves report. The survey focused on the key
provisions of graduated driver licensing laws that introduce driving
privileges in stages with the goal of keeping inexperienced teen drivers
out of dangerous situations."