1) Find the minimum expense to lead a happy life. This is usually a lot lower than people think it is, but some people just need to spend more. That's OK, work on it over time or work longer.
2) Live this minimum expense happy life while working. Don't waste your money on things that don't truly improve your life. Save a bunch.
3) Once you've saved 25-30 times your annual expenses, retire and continue living your minimum expense happy life indefinitely.
"it's simple, but not easy" Jack Bogle
***all posts applying to my family only - your results will be different***