Tip of the Day

Marry someone frugal. It's much easier (and cheaper) than trying to change a person. Find someone with great self-worth, who doesn't need "stuff" to make their life "complete". Avoid people with "mommy or daddy issues". If you have just started dating someone, and they are horrible with finances, dump them now! Before you get in too deep.

If you are already hitched, and if your spouse is not on-board with living a frugal life, your finances will always be second-rate. Both people have to want this for it to work. If your spouse is not with the program, gently keep working on him/her. It may be, that like an alcoholic, they have to hit rock bottom (lose the house, car repo, job loss).

I hit the jackpot in this area. Thanks sweetie for making all this possible.

***all posts applying to my family only - your results will be different***